/* Shared styles for inner pages (investments, about). Same brand tokens as the home page. */
:root {
  --ink:#162B4B; --ink-deep:#0E1D34; --ink-soft:#213A60;
  --paper:#F4EFE6; --paper-deep:#EAE3D3;
  --brass:#B08D57; --brass-deep:#8A6A33;
  --muted-light:#4B5C75; --muted-dark:#B7C4D8;
  --up:#1F7A4D; --down:#B3372F;
  --line:rgba(22,43,75,.2);
  --serif:"Cormorant Garamond",Georgia,serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  --nav-h:80px;
}
*,*::before,*::after{box-sizing:border-box}
*{margin:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--sans);font-size:1rem;line-height:1.65;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased}
img,svg{display:block;max-width:100%}
a{color:inherit}
button,input,select{font:inherit;color:inherit}
button{cursor:pointer}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px}
:target{scroll-margin-top:calc(var(--nav-h) + 8px)}
.sr-only{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.container{width:min(1200px,calc(100% - 48px));margin-inline:auto}

h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.06;letter-spacing:-.01em;text-wrap:balance}
h1{font-size:clamp(2.8rem,6vw,5rem)}
h2{font-size:clamp(2.1rem,4.2vw,3.5rem)}
h3{font-size:1.5rem;line-height:1.2}
.lede{font-size:clamp(1.05rem,1.4vw,1.2rem);max-width:38em;color:var(--muted-light)}
.kicker{font-size:.95rem;font-weight:500;color:var(--brass-deep);margin-bottom:16px}
.note{font-size:.85rem;line-height:1.55;color:var(--muted-light);max-width:52em}
.on-dark{background:var(--ink);color:var(--paper)}
.on-dark .lede,.on-dark .note{color:var(--muted-dark)}
.on-dark .kicker{color:var(--brass)}
.alt{background:var(--paper-deep)}
.section{padding-block:clamp(64px,9vw,120px)}
.section-head{margin-bottom:40px}
.section-head h2{margin-bottom:14px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 28px;font-size:.95rem;font-weight:600;letter-spacing:.02em;text-decoration:none;border:1.5px solid transparent;border-radius:2px;transition:background .2s,color .2s,border-color .2s}
.btn--brass{background:var(--brass);color:var(--ink-deep)}
.btn--brass:hover{background:#C4A06A}
.btn--ink{background:var(--ink);color:var(--paper)}
.btn--ink:hover{background:var(--ink-soft)}
.btn--ghost-light{border-color:rgba(244,239,230,.45);color:var(--paper)}
.btn--ghost-light:hover{border-color:var(--paper);background:rgba(244,239,230,.08)}
.btn--ghost-dark{border-color:rgba(22,43,75,.35);color:var(--ink)}
.btn--ghost-dark:hover{border-color:var(--ink)}
.actions{display:flex;flex-wrap:wrap;gap:14px}

/* Nav (always solid on inner pages) */
.nav{position:fixed;inset:0 0 auto 0;z-index:50;height:var(--nav-h);background:var(--paper);color:var(--ink);box-shadow:0 1px 0 rgba(22,43,75,.12)}
.nav__inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:inline-flex;align-items:center;gap:14px;text-decoration:none}
.brand img{height:36px;width:auto}
.brand .mark-dark{display:none}
.brand__name{font-family:var(--serif);font-size:1.35rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;line-height:1}
.nav__links{display:flex;align-items:center;gap:32px}
.nav__links a{text-decoration:none;font-size:.92rem;font-weight:500;padding:8px 0;border-bottom:1.5px solid transparent}
.nav__links a:hover,.nav__links a[aria-current="page"]{border-bottom-color:var(--brass)}
.only-mobile{display:none}
.nav__cta{display:flex;align-items:center;gap:20px}
.nav__signin{text-decoration:none;font-size:.92rem;font-weight:500}
.nav .btn{min-height:42px;padding:0 20px}
.nav .btn--ghost-light{border-color:rgba(22,43,75,.35);color:var(--ink)}
.nav__toggle{display:none;width:44px;height:44px;background:none;border:0}
.nav__toggle span{display:block;width:24px;height:2px;margin:5px auto;background:currentColor;transition:transform .2s}
main{padding-top:var(--nav-h)}

/* Page hero */
.page-hero{background:var(--ink-deep);color:var(--paper);padding-block:clamp(56px,8vw,100px)}
.page-hero .kicker{color:var(--brass)}
.page-hero h1{max-width:13em;margin-bottom:22px}
.page-hero .lede{color:var(--muted-dark);margin-bottom:32px}
.subnav{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:8px}
.subnav a{font-size:.9rem;font-weight:500;color:var(--muted-dark);text-decoration:none;border-bottom:1.5px solid transparent;padding:4px 0}
.subnav a:hover{color:var(--paper);border-bottom-color:var(--brass)}

/* Data banner */
.databar{display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center;font-size:.82rem;color:var(--muted-light);padding:12px 16px;border:1px solid var(--line);background:rgba(255,255,255,.4);border-radius:2px;margin-bottom:28px}
.databar strong{color:var(--ink)}
.badge{display:inline-block;padding:2px 9px;font-size:.72rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;border-radius:999px;background:var(--brass-deep);color:#fff}

/* Overview cards */
.grid{display:grid;gap:24px}
.grid--3{grid-template-columns:repeat(3,1fr)}
.grid--4{grid-template-columns:repeat(4,1fr)}
.grid--2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:4px;padding:24px}
.card h3{margin-bottom:6px}
.card .sub{font-size:.85rem;color:var(--muted-light);margin-bottom:14px}
.stat{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px solid var(--line);font-size:.92rem}
.stat:last-child{border-bottom:0}
.stat span:first-child{color:var(--muted-light)}
.up{color:var(--up)}
.down{color:var(--down)}
.num{font-variant-numeric:tabular-nums}

/* Tabs + toolbar */
.tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:20px}
.tab{background:none;border:1.5px solid var(--line);border-radius:999px;padding:8px 18px;font-size:.9rem;font-weight:500}
.tab:hover{border-color:var(--ink)}
.tab[aria-selected="true"]{background:var(--ink);border-color:var(--ink);color:var(--paper)}
.toolbar{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:16px;align-items:center}
.field{display:flex;flex-direction:column;gap:4px;font-size:.78rem;color:var(--muted-light);font-weight:500}
.field input,.field select{min-height:44px;padding:0 12px;border:1.5px solid var(--line);border-radius:2px;background:#fff;color:var(--ink);font-size:.95rem}
.field--grow{flex:1 1 240px}
.count{margin-left:auto;font-size:.85rem;color:var(--muted-light)}

/* Table */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:4px;background:#fff}
table{width:100%;border-collapse:collapse;font-size:.92rem}
th,td{padding:12px 14px;text-align:right;white-space:nowrap;border-bottom:1px solid var(--line)}
th:first-child,td:first-child,th:nth-child(2),td:nth-child(2){text-align:left}
th{font-weight:600;font-size:.78rem;letter-spacing:.04em;text-transform:uppercase;color:var(--muted-light);background:var(--paper)}
th button{background:none;border:0;padding:0;font:inherit;text-transform:inherit;letter-spacing:inherit;color:inherit;font-weight:inherit}
th button:hover{color:var(--ink)}
th[aria-sort="ascending"] button::after{content:" \25B2";font-size:.65rem}
th[aria-sort="descending"] button::after{content:" \25BC";font-size:.65rem}
tbody tr{cursor:pointer}
tbody tr:hover{background:var(--paper)}
tbody tr:last-child td{border-bottom:0}
td .sym{font-weight:600}
.empty{padding:40px;text-align:center;color:var(--muted-light)}

/* Detail dialog */
dialog{border:0;border-radius:4px;padding:0;width:min(760px,calc(100% - 32px));max-height:calc(100vh - 48px);color:var(--ink);background:var(--paper);box-shadow:0 30px 80px rgba(14,29,52,.4)}
dialog::backdrop{background:rgba(14,29,52,.6)}
.dlg{padding:28px}
.dlg__head{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;margin-bottom:6px}
.dlg__close{background:none;border:1.5px solid var(--line);border-radius:50%;width:40px;height:40px;font-size:1.2rem;line-height:1}
.dlg__price{font-family:var(--serif);font-size:2.6rem;line-height:1.1;margin:10px 0 2px}
.chart{width:100%;height:200px;margin:14px 0 18px;border-bottom:1px solid var(--line)}
.kv{display:grid;grid-template-columns:repeat(2,1fr);gap:0 32px}

/* Curated ETF cards */
.etf-card{display:flex;flex-direction:column;gap:12px}
.meter{display:flex;gap:4px}
.meter i{width:26px;height:6px;border-radius:2px;background:var(--line)}
.meter i.on{background:var(--brass-deep)}
.alloc{display:flex;height:8px;border-radius:2px;overflow:hidden;gap:2px}
.alloc i{display:block}
.alloc i:nth-child(1){background:var(--ink)}
.alloc i:nth-child(2){background:var(--brass)}
.alloc i:nth-child(3){background:#6B84A8}
.alloc i:nth-child(4){background:#C9B58C}
.legend{list-style:none;padding:0;font-size:.85rem;display:grid;gap:4px}
.legend li{display:flex;justify-content:space-between}

/* Rows (definition lists) */
.rows{border-top:1px solid var(--line)}
.on-dark .rows{border-top-color:rgba(244,239,230,.22)}
.row{display:grid;grid-template-columns:11em 1fr;gap:24px;padding:20px 0;border-bottom:1px solid var(--line)}
.on-dark .row{border-bottom-color:rgba(244,239,230,.22)}
.row h3{font-size:1.4rem}
.row p{color:var(--muted-light)}
.on-dark .row p{color:var(--muted-dark)}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(24px,4vw,48px)}
.step{border-top:1px solid rgba(22,43,75,.25);padding-top:22px}
.step__n{font-family:var(--serif);font-size:2.4rem;color:var(--brass-deep);line-height:1;margin-bottom:14px}
.step h3{font-size:1.35rem;margin-bottom:8px}
.step p{color:var(--muted-light);font-size:.95rem}

/* Calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
.calc__out{background:var(--ink-deep);color:var(--paper);padding:24px;border-radius:4px}
.calc__out .stat{border-bottom-color:rgba(244,239,230,.18)}
.calc__out .stat span:first-child{color:var(--muted-dark)}
.calc input[type=range]{width:100%;accent-color:var(--brass-deep)}

/* FAQ */
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:20px 40px 20px 0;font-family:var(--serif);font-size:1.4rem;line-height:1.25;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:18px;font-size:1.6rem;color:var(--brass-deep);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 40px 22px 0;color:var(--muted-light);max-width:52em}
.faq-group{margin-bottom:36px}
.faq-group h3{margin-bottom:6px;color:var(--brass-deep);font-family:var(--sans);font-size:.85rem;letter-spacing:.08em;text-transform:uppercase;font-weight:600}

/* Risk blocks */
.risk{display:grid;grid-template-columns:repeat(2,1fr);gap:24px 48px}
.risk > div{border-top:1px solid rgba(244,239,230,.25);padding-top:20px}
.risk h3{font-size:1.35rem;margin-bottom:8px}
.risk p{color:var(--muted-dark);font-size:.95rem}
.callout{border-left:3px solid var(--brass);padding:14px 18px;background:rgba(176,141,87,.12);font-size:.92rem;margin-top:28px}

/* About */
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(24px,5vw,64px);border-top:1px solid var(--line);padding-top:36px}
.values h3{margin-bottom:10px}
.values p{color:var(--muted-light)}
.team{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.person .ph{aspect-ratio:4/5;border-radius:999px 999px 0 0;background:linear-gradient(160deg,var(--ink-soft),var(--ink-deep));margin-bottom:14px;display:grid;place-items:center;color:var(--brass);font-family:var(--serif);font-size:2.4rem}
.person h3{font-size:1.25rem}
.person p{font-size:.88rem;color:var(--muted-light)}
.timeline{border-left:1.5px solid var(--line);padding-left:28px;display:grid;gap:26px}
.timeline div{position:relative}
.timeline div::before{content:"";position:absolute;left:-35px;top:8px;width:11px;height:11px;border-radius:50%;background:var(--brass)}
.timeline strong{font-family:var(--serif);font-size:1.3rem;font-weight:500;display:block}
.timeline p{color:var(--muted-light);font-size:.95rem}
.placeholder{border:1.5px dashed var(--brass-deep);padding:16px 18px;font-size:.9rem;color:var(--brass-deep);background:rgba(176,141,87,.08)}

.closing{text-align:center}
.closing h2{max-width:12em;margin:0 auto 28px}
.closing .actions{justify-content:center}

/* Footer */
.footer{background:var(--ink-deep);color:var(--muted-dark);padding:72px 0 36px;font-size:.92rem}
.footer a{text-decoration:none}
.footer a:hover{color:var(--paper)}
.footer__grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:48px;padding-bottom:48px}
.footer .brand{color:var(--paper);margin-bottom:16px}
.footer .brand .mark-light{display:none}
.footer .brand .mark-dark{display:block}
.footer h4{font-family:var(--sans);font-size:.9rem;font-weight:600;color:var(--paper);margin-bottom:12px}
.footer ul{list-style:none;padding:0;display:grid;gap:9px}
.footer__blurb{max-width:28em}
.disclosure{border-top:1px solid rgba(244,239,230,.14);padding-top:28px;display:grid;gap:12px;font-size:.8rem;line-height:1.65;max-width:62em}
.disclosure strong{color:var(--paper);font-weight:600}
.footer__base{margin-top:28px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.8rem}

@media (max-width:960px){
  .nav__links,.nav__signin,.nav__cta .btn{display:none}
  .nav__toggle{display:block}
  .nav.is-open{background:var(--ink-deep);color:var(--paper)}
  .nav.is-open .mark-dark{display:block}.nav.is-open .mark-light{display:none}
  .nav.is-open .nav__toggle span:nth-child(1){transform:translateY(3.5px) rotate(45deg)}
  .nav.is-open .nav__toggle span:nth-child(2){transform:translateY(-3.5px) rotate(-45deg)}
  .nav.is-open .nav__links{display:flex;flex-direction:column;align-items:stretch;gap:0;position:fixed;top:var(--nav-h);left:0;right:0;bottom:0;padding:8px 24px 40px;overflow-y:auto;background:var(--ink-deep);border-top:1px solid rgba(244,239,230,.14)}
  .nav.is-open .nav__links a{font-family:var(--serif);font-size:1.9rem;line-height:1.2;padding:18px 0;border-bottom:1px solid rgba(244,239,230,.14)}
  .nav.is-open .nav__links a.only-mobile{display:flex}
  .nav.is-open .nav__links a.btn{font-family:var(--sans);font-size:.95rem;font-weight:600;line-height:1;min-height:52px;margin-top:14px;padding:0 28px;border:1.5px solid transparent}
  .nav.is-open .nav__links a.btn--brass{background:var(--brass);color:var(--ink-deep)}
  .nav.is-open .nav__links a.btn--ghost-light{border-color:rgba(244,239,230,.45);color:var(--paper)}
  .grid--3,.grid--4,.values{grid-template-columns:1fr 1fr}
  .steps,.team{grid-template-columns:1fr 1fr}
  .calc,.risk{grid-template-columns:1fr}
  .footer__grid{grid-template-columns:1fr 1fr}
}
@media (max-width:600px){
  .grid--2,.grid--3,.grid--4,.values,.steps,.team,.footer__grid,.kv{grid-template-columns:1fr}
  .row{grid-template-columns:1fr;gap:6px}
  .brand__name{font-size:1.1rem}
  .actions .btn{width:100%}
  .dlg{padding:20px}
  .count{margin-left:0;width:100%}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}